| Whenever you plan to travel abroad, | | | | needs, along with many other services. |
| travel insurance, from one of the | | | | While many other companies like Travel |
| reputed travel insurance companies, | | | | Guard, have plans that provide Primary |
| needs to be considered for the trip. | | | | Emergency Medical coverage, and Trip |
| Traveling anywhere outside your country | | | | Interruption plans that refund the a |
| of citizenship is not without risks. An | | | | large part of the cost of a one-way |
| easy way to offset some of this risk is | | | | ticket or the non-refundable trip cost. |
| through travel insurance. | | | | Travel Guard guarantees payment to the |
| Travel insurance may include an | | | | relevant medical facility and makes your |
| accidental death and dismemberment | | | | admission easy, and also continues to |
| policy, a policy for repatriation of the | | | | cover your medical expenses for as long |
| remains, or medical emergency and | | | | as one year after you return home. |
| emergency medical evacuation while you | | | | If you have to seek medical treatment |
| are on a trip outside the United States. | | | | while you are on your trip, companies |
| Depending on where you are going for | | | | like Travelex will cover Emergency |
| your trip, and why, additional coverage | | | | Medical & Emergency Medical Evacuation / |
| like foreign commercial liability, | | | | Repatriation. Advance payment is |
| foreign automobile liability or foreign | | | | generally made to the Hospital if it is |
| workers compensation and sickness | | | | needed to secure admission. |
| policies might become necessary. | | | | In addition, some policies may cover the |
| Make sure that you check with your | | | | cost of delayed flights and lost |
| doctor or contact your insurance | | | | luggage, and evacuating the person to |
| professional in order to discuss the | | | | the nearest adequate medical facility, |
| details of your trip, and figure out | | | | or a hospital of choice, if necessary. |
| your insurance needs. | | | | The Emergency Medical coverage usually |
| Travel insurance from most travel | | | | ends, however, as soon as you reach your |
| insurance companies can be arranged a | | | | home, especially if you have been |
| long time, even months, before the | | | | returned under the Emergency Medical |
| actual trip, and consists of a range of | | | | Transportation/Evacuation coverage |
| insurance coverage services safeguarding | | | | The plans from travel insurance |
| you throughout your trip, before, | | | | companies like Travel Safe cover the |
| during, and after. In truth, accidents, | | | | losses incurred due to family members |
| emergencies, and unforeseen events can | | | | not scheduled to travel with you, up to |
| happen anywhere, and to anyone. Travel | | | | a maximum of six people per cancellation |
| insurance companies, and their policies | | | | / interruption claim due to an accident |
| give you the peace of mind of having | | | | or sickness of just one person in the |
| protected your investment and your | | | | party. |
| health, as well as your belongings. It | | | | Several insurance companies offer |
| Protects your investment if you have to | | | | stand-alone medical evacuation |
| cancel | | | | insurance. The costs range from $69 to |
| Provides emergency medical referral and | | | | $109 a trip at Travel Guard to Access |
| assistance | | | | America's annual policies beginning at |
| Reimburses unexpected expenses due to | | | | $190 per person. |
| emergencies | | | | Travel insurance companies like Medjet |
| Protects you during the medical | | | | Assist specialize in medical evacuations |
| emergency | | | | and offer a range of membership options. |
| Provides medical assistance abroad | | | | These may vary from seven-day coverage, |
| Provides emergency evacuation if | | | | at $85 a person, to a year's coverage at |
| necessary | | | | $225 a person. Most also have slightly |
| The AAA Insurance Company, for example, | | | | cheaper package options for families. |
| provides insurance for the basic travel | | | | |