| Whenever you plan to travel abroad, travel | | | | provides insurance for the basic travel |
| insurance, from one of the reputed travel | | | | needs, along with many other services. While |
| insurance companies, needs to be considered | | | | many other companies like Travel Guard, have |
| for the trip. Traveling anywhere outside your | | | | plans that provide Primary Emergency Medical |
| country of citizenship is not without risks. | | | | coverage, and Trip Interruption plans that |
| An easy way to offset some of this risk is | | | | refund the a large part of the cost of a |
| through travel insurance. | | | | one-way ticket or the non-refundable trip |
| | | | cost. |
| Travel insurance may include an accidental | | | | |
| death and dismemberment policy, a policy for | | | | Travel Guard guarantees payment to the |
| repatriation of the remains, or medical | | | | relevant medical facility and makes your |
| emergency and emergency medical evacuation | | | | admission easy, and also continues to cover |
| while you are on a trip outside the United | | | | your medical expenses for as long as one year |
| States. | | | | after you return home. |
| | | | |
| Depending on where you are going for your | | | | If you have to seek medical treatment while |
| trip, and why, additional coverage like | | | | you are on your trip, companies like Travelex |
| foreign commercial liability, foreign | | | | will cover Emergency Medical & Emergency |
| automobile liability or foreign workers | | | | Medical Evacuation / Repatriation. Advance |
| compensation and sickness policies might | | | | payment is generally made to the Hospital if |
| become necessary. | | | | it is needed to secure admission. |
| | | | |
| Make sure that you check with your doctor or | | | | In addition, some policies may cover the cost |
| contact your insurance professional in order | | | | of delayed flights and lost luggage, and |
| to discuss the details of your trip, and | | | | evacuating the person to the nearest adequate |
| figure out your insurance needs. | | | | medical facility, or a hospital of choice, if |
| | | | necessary. |
| Travel insurance from most travel insurance | | | | |
| companies can be arranged a long time, even | | | | The Emergency Medical coverage usually ends, |
| months, before the actual trip, and consists | | | | however, as soon as you reach your home, |
| of a range of insurance coverage services | | | | especially if you have been returned under |
| safeguarding you throughout your trip, | | | | the Emergency Medical Transportation |
| before, during, and after. In truth, | | | | Evacuation coverage |
| accidents, emergencies, and unforeseen events | | | | |
| can happen anywhere, and to anyone. Travel | | | | The plans from travel insurance companies |
| insurance companies, and their policies give | | | | like Travel Safe cover the losses incurred |
| you the peace of mind of having protected | | | | due to family members not scheduled to travel |
| your investment and your health, as well as | | | | with you, up to a maximum of six people per |
| your belongings. It | | | | cancellation / interruption claim due to an |
| | | | accident or sickness of just one person in |
| Protects your investment if you have to | | | | the party. |
| cancel | | | | |
| | | | Several insurance companies offer stand-alone |
| Provides emergency medical referral and | | | | medical evacuation insurance. The costs range |
| assistance | | | | from $69 to $109 a trip at Travel Guard to |
| | | | Access America's annual policies beginning at |
| Reimburses unexpected expenses due to | | | | $190 per person. |
| emergencies | | | | |
| | | | Travel insurance companies like Medjet Assist |
| Protects you during the medical emergency | | | | specialize in medical evacuations and offer a |
| | | | range of membership options. These may vary |
| Provides medical assistance abroad | | | | from seven-day coverage, at $85 a person, to |
| | | | a year's coverage at $225 a person. Most also |
| Provides emergency evacuation if necessary | | | | have slightly cheaper package options for |
| | | | families. |
| The AAA Insurance Company, for example, | | | | |