| Whenever you plan to travel abroad, travel insurance, | | | | other services. While many other companies like |
| from one of the reputed travel insurance companies, | | | | Travel Guard, have plans that provide Primary |
| needs to be considered for the trip. Traveling | | | | Emergency Medical coverage, and Trip Interruption |
| anywhere outside your country of citizenship is not | | | | plans that refund the a large part of the cost of a |
| without risks. An easy way to offset some of this | | | | one-way ticket or the non-refundable trip cost. |
| risk is through travel insurance. | | | | Travel Guard guarantees payment to the relevant |
| Travel insurance may include an accidental death and | | | | medical facility and makes your admission easy, and |
| dismemberment policy, a policy for repatriation of the | | | | also continues to cover your medical expenses for as |
| remains, or medical emergency and emergency | | | | long as one year after you return home. |
| medical evacuation while you are on a trip outside | | | | If you have to seek medical treatment while you are |
| the United States. | | | | on your trip, companies like Travelex will cover |
| Depending on where you are going for your trip, and | | | | Emergency Medical & Emergency Medical Evacuation |
| why, additional coverage like foreign commercial | | | | Repatriation. Advance payment is generally made to |
| liability, foreign automobile liability or foreign workers | | | | the Hospital if it is needed to secure admission. |
| compensation and sickness policies might become | | | | In addition, some policies may cover the cost of |
| necessary. | | | | delayed flights and lost luggage, and evacuating the |
| Make sure that you check with your doctor or | | | | person to the nearest adequate medical facility, or a |
| contact your insurance professional in order to | | | | hospital of choice, if necessary. |
| discuss the details of your trip, and figure out your | | | | The Emergency Medical coverage usually ends, |
| insurance needs. | | | | however, as soon as you reach your home, |
| Travel insurance from most travel insurance | | | | especially if you have been returned under the |
| companies can be arranged a long time, even | | | | Emergency Medical Transportation/Evacuation |
| months, before the actual trip, and consists of a | | | | coverage |
| range of insurance coverage services safeguarding | | | | The plans from travel insurance companies like Travel |
| you throughout your trip, before, during, and after. In | | | | Safe cover the losses incurred due to family |
| truth, accidents, emergencies, and unforeseen events | | | | members not scheduled to travel with you, up to a |
| can happen anywhere, and to anyone. Travel | | | | maximum of six people per cancellation / interruption |
| insurance companies, and their policies give you the | | | | claim due to an accident or sickness of just one |
| peace of mind of having protected your investment | | | | person in the party. |
| and your health, as well as your belongings. It | | | | Several insurance companies offer stand-alone |
| Protects your investment if you have to cancel | | | | medical evacuation insurance. The costs range from |
| Provides emergency medical referral and assistance | | | | $69 to $109 a trip at Travel Guard to Access |
| Reimburses unexpected expenses due to | | | | America's annual policies beginning at $190 per person. |
| emergencies | | | | Travel insurance companies like Medjet Assist |
| Protects you during the medical emergency | | | | specialize in medical evacuations and offer a range of |
| Provides medical assistance abroad | | | | membership options. These may vary from |
| Provides emergency evacuation if necessary | | | | seven-day coverage, at $85 a person, to a year's |
| The AAA Insurance Company, for example, provides | | | | coverage at $225 a person. Most also have slightly |
| insurance for the basic travel needs, along with many | | | | cheaper package options for families. |