| While we as U.S. residents think often about travel | | | | ceilings will vary plan to plan; medical care, in-patient |
| insurance coverage when we're traveling overseas | | | | and outpatient, including physician fees, as well as |
| we're not so quick to worry about health insurance | | | | those for any nursing care, surgery or anesthesia; |
| for Canada travel. This is especially true if our voyage | | | | medical testing such as x-rays and laboratory work; |
| to Canadian provinces is by car and not by air. We | | | | transportation to or from medical care by ambulance; |
| don't expect to need health insurance for Canada | | | | medical care provided by a private RN (registered |
| travel to protect us from exotic diseases or militant | | | | nurse); medical equipment such as wheelchairs, |
| uprisings.Health insurance for Canada travel should not | | | | walkers, splints and slings; prescription medicine; and |
| be ignored, however. Your medical insurance provider | | | | the cost of repatriation of the remains of a |
| in the U.S. will typically only cover a medical | | | | deceased member of your travel group.Probably the |
| emergency in Canada if the emergency was | | | | most crucial part of the plan your choose for health |
| precipitated in the U.S. and the nearest emergency | | | | insurance for Canada travel must be good coverage |
| medical care is Canadian. This is especially true if | | | | in the case of an emergency evacuation back to |
| you're a senior citizen whose only form of medical | | | | your home for medical reasons. This is especially true |
| insurance is Medicare. Health insurance for Canada | | | | if you are traveling by airline. The cost of changing |
| travel is, therefore, a must.When you're shopping for | | | | travel plans, especially if you've purchased |
| coverage you'll want to consider several things in | | | | non-refundable tickets and must now arrange a new |
| your decision. They are: what is excluded from | | | | flight last minute can be exceedingly costly. Even |
| coverage (what particular incidents and situations | | | | from Canada, you must assume a cost of $10,000 |
| would your trip coverage not reimburse you for); | | | | for this coverage alone.Planning ahead by purchasing |
| what sports you can participate in and still be | | | | health insurance for Canada travel will go a long way |
| covered by your health insurance for Canada travel; | | | | towards making your Canada vacation a serene |
| whether you might be excluded from coverage for a | | | | stay.Steve Cogger is webmaster of the 1 Happy |
| pre-existing condition? and if there is a | | | | Traveller website. Visit the site today to receive all of |
| deductible?The coverage that is customary is for | | | | the information on travel insurance you could possibly |
| hospital stay, although the per day limitations and | | | | need. |