| While we as U.S. residents think often about | | | | will vary plan to plan; medical care, |
| travel insurance coverage when we're | | | | in-patient and outpatient, including |
| traveling overseas we're not so quick to | | | | physician fees, as well as those for any |
| worry about health insurance for Canada | | | | nursing care, surgery or anesthesia; medical |
| travel. This is especially true if our voyage | | | | testing such as x-rays and laboratory work; |
| to Canadian provinces is by car and not by | | | | transportation to or from medical care by |
| air. We don't expect to need health insurance | | | | ambulance; medical care provided by a private |
| for Canada travel to protect us from exotic | | | | RN (registered nurse); medical equipment such |
| diseases or militant uprisings.Health | | | | as wheelchairs, walkers, splints and slings; |
| insurance for Canada travel should not be | | | | prescription medicine; and the cost of |
| ignored, however. Your medical insurance | | | | repatriation of the remains of a deceased |
| provider in the U.S. will typically only | | | | member of your travel group.Probably the most |
| cover a medical emergency in Canada if the | | | | crucial part of the plan your choose for |
| emergency was precipitated in the U.S. and | | | | health insurance for Canada travel must be |
| the nearest emergency medical care is | | | | good coverage in the case of an emergency |
| Canadian. This is especially true if you're a | | | | evacuation back to your home for medical |
| senior citizen whose only form of medical | | | | reasons. This is especially true if you are |
| insurance is Medicare. Health insurance for | | | | traveling by airline. The cost of changing |
| Canada travel is, therefore, a must.When | | | | travel plans, especially if you've purchased |
| you're shopping for coverage you'll want to | | | | non-refundable tickets and must now arrange a |
| consider several things in your decision. | | | | new flight last minute can be exceedingly |
| They are: what is excluded from coverage | | | | costly. Even from Canada, you must assume a |
| (what particular incidents and situations | | | | cost of $10,000 for this coverage |
| would your trip coverage not reimburse you | | | | alone.Planning ahead by purchasing health |
| for); what sports you can participate in and | | | | insurance for Canada travel will go a long |
| still be covered by your health insurance for | | | | way towards making your Canada vacation a |
| Canada travel; whether you might be excluded | | | | serene stay.Steve Cogger is webmaster of the |
| from coverage for a pre-existing condition? | | | | 1 Happy Traveller website. Visit the site |
| and if there is a deductible?The coverage | | | | today to receive all of the information on |
| that is customary is for hospital stay, | | | | travel insurance you could possibly need. |
| although the per day limitations and ceilings | | | | |