FOREX - Everybody's Talking About It, But What the Heck is It, and Should You Be Doing It?

y">you for the two transactions).
It seems like you can't walk down the street or getBut what happens if the relative value of the two
on the internet these days without hearing or readingcurrencies had changed during the couple of weeks
about someone who has made huge profits in Forex.that you had your Canadian dollars? Here's where it
But what is Forex? Should you be involved in it?gets really interesting, and potentially exciting and
First of all - what is Forex? It's just an abbreviationprofitable.
for the FOReign EXchange Market.Example 1: Let's first imagine that the value of the
If you have traveled between different countries,Canadian dollar has fallen to $2.00 as compared to
you have probably already experienced the basicone US dollar while you had your Canadian dollars.
idea.Now you will need two Canadian dollars to buy one
Let's say that you live in the US, and you haveUS dollar, which means you could exchange your
planned a vacation in Canada. You will need to$1000 Canadian money for only $500 in US dollars.
exchange your US money for Canadian money. AtOuch! You just lost $500 US dollars!
the time of this writing, you would receive aboutExample 2: But let's think about another possibility -
$1.23 in Canadian money for each US dollar that youmaybe the value of the Canadian dollar changed in
traded. You can make this currency exchange inthe other direction as compared to the US dollar
either country.while you had your Canadian money. Let's say that
When you return to the US and you want to changeyou only needed 50¢ Canadian to exchange for
your left-over Canadian money back into US dollars,$1.00 US. Then you could buy two US dollars for
you would receive about 81¢ in US currency foreach Canadian dollar, giving you a total of $2000
each Canadian dollar that you exchanged.when you converted back to US dollars.
Those differences are because, right now, theWow! You just made a profit of $1000 US dollars!
Canadian dollar is worth less than the US dollar in theThis, very briefly, is the basic idea behind Forex
global marketplace.trading. Forex traders buy one currency, planning to
This simple idea is the basis of the Foreign Exchangemake profit when they convert that currency back
(Forex) market. The difference between theto the original currency, as in Example 2.
example above and the "real" Forex market is aFor many years, Forex trading was only available to
matter of scale. Instead of you exchanging yourprofessional traders who had extremely large
vacation money between different national currenciesamounts of money to trade (for example, think Bank
once a year, the big banks in different countries areof America!).
constantly trading different currencies betweenThat has all changed. Now you can make large profits
banks and countries.in Forex trading even if you are starting your
But why do they do that? How do they make (orcurrency trading with as little as $50 - $100 to invest.
lose) money on those exchanges?How, exactly, can you do it? That is the topic of
Let's go back to your Canadian vacation. But thisanother article, but here is the simple answer. You
time, to make the math easier, let's say that at theopen a brokerage account for trading Forex (it can
time of your vacation the US and Canadian dollarsbe as small as $50 - $100 to start). You then use
had the exact same value. One US dollar could bethat account to trade between pairs of different
exchanged evenly for one Canadian dollar.currencies - for example, the US dollar/Great Britain
Let's also say that your vacation had to be canceledPound or the Canadian dollar/Euro.
at the last minute (after you had already plannedOf course, there are more details which will be
ahead and traded your $1000 US dollars for $1000discussed in future articles. But, for now, you know
Canadian dollars).the basic ideas about trading Forex.
Finally, let's say that you didn't get around toAnd - on to the final question in this article's title:
converting your Canadian dollars back into US dollarsShould you be trading Forex?
for a couple of weeks after your trip was canceled.Yes, yes, and yes! Profits are waiting there for you
If the relative value of US and Canadian currenciesto take, you already have learned that the basic
hasn't changed, you will trade your $1000 Canadianconcept is easy to understand, and there are many
for $1000 US, and be right where you were beforecomputer-based Forex trading systems available to
you made your US-to-Canadian-to-US currencyhandle the technical details for you completely
exchange. In other words, you'll break even on theautomatically! A computerized "expert advisor" can
two exchanges (minus the small commissions thatmake all your trades for you, completely on autopilot.
banks or currency exchange companies will charge