Why US Travelers Need to Buy Travel Medical Insurance When Traveling to Canada?

Unexpected accident and illness while on vacationsinsured by any Canadian Government Health
and trips could be very frustrating. This is the reasonInsurance Plan or not have been in Canada more than
why US travelers need to avail of a Travel Medicaltwo years.
Insurance when traveling to Canada. All people whoTravel Insurance to Canada is affordable, and the
wish to travel may secure themselves with suchbenefits come in wonders. Insurance policy provides
insurance to avoid the untimely and costly medicalcoverage from $10,000 up to $150,000. Visitors to
expenses while traveling in Canada.Canada can avail of the following services on an
Injuries, sickness and other unforeseen catastrophicemergency basis only: confinement in a hospital for
events could happen anytime. This is the reason whystandard or semi-private rooms, medical supplies and
we should never underestimate the need to have aservices, Registered Nurse Laboratory tests, x-ray
travel medical insurance handy. Untimely and uncalledexams and other diagnostic exams; licensed local land,
for financial burden could be so troublesome; and youair or sea ambulatory services; rental of hospital type
wouldn’t wish for this to happen to you or yourbed, trusses, braces, crutches, splints and other
family.authorized and approved prosthetic orthopedic
Imagine paying $1,500 to $3,500 for dailyappliances; out patient or in patient prescription
hospitalization charges as a non-resident of Canada.medications; return of deceased body to the
These daily rates and this rate vary by province, andinsurance holder’s residence, cost of burial at
the patient’s condition upon admission. It isplace of death, crematory services; and in case of
indeed so expensive! The vacation of you dreamsaccidents, cost of damage and losses of body parts.
can turn into an instant nightmare and so much of aThe following are some of the major exceptions on
traumatic experience.travel health insurances that are not covered by
Purchasing Canadian travel health insurance helpsCanadian insurance companies: ongoing treatment
visitors and tourists from incurring these liabilities andafter emergency illness or after immediate treatment
expenses. Not only are the aforementioned expensesdone, traveling against physician’s orders, illegal
paid by the insurance companies, the cost of theirdrug or alcohol abuse induced sickness and injuries,
return home will may also be covered by the travelcriminal activities, actions of war, kidnapping,
insurance companies. Coverage is available to visitorsterrorism, or military exercises.
provided that they are in current good health, not