| With the strong economy, welcoming culture, great | | | | normally issued for 6 months minus one day... this is |
| natural beauty and high quality of life, Canada is a | | | | one day before the foreign workers become eligible |
| popular destination for foreign visitors. Canada in not | | | | for Provincial health insurance coverage. This means |
| only a popular vacation destination it has the | | | | that private health insurance must be purchased to |
| strongest economy in the G8. The strong Canadian | | | | cover emergency medical costs for the time spent |
| economy means that Canada is a hot spot for | | | | living in Canada on a temporary work visa. |
| business travelers, foreign workers, new immigrants, | | | | Inpatriate Medical Insurance |
| and international students. | | | | Employers can provide medical insurance to foreign |
| Also, Canada has an aging population which means | | | | workers by purchasing Inpatriate Medical Insurance. |
| that the health care system is overburdened. | | | | Inpatriate Medical Insurance can be purchased for the |
| Canada's health expenses rival the United States as | | | | six month work visa. Inpatriate insurance can be |
| the most expensive in the world. | | | | purchased for durations as short as one month for |
| Also, Canada has an aging population which means | | | | workers who have already arrived in Canada. |
| that the health care system is overburdened. | | | | Coverage can be purchased at levels of $100,000, |
| Canada's health expenses rival the United States as | | | | $500,000, or $1,000,000. Single, Couple, or family |
| the most expensive in the world. | | | | coverage is also available. Inpatriate medical Insurance |
| Sample medical costs in Canada. | | | | coverage differs from Visitors Emergency Medical |
| Simple doctor visits cost approximately $150 | | | | Insurance as it provides for non-emergency medical |
| Ambulance approximately $250 | | | | visits. |
| Non-critical hospital stay cost around $3,500 per night | | | | Visitors to Canada Emergency Medical Insurance |
| Air ambulance around $20,000etc. | | | | Foreign workers who are not provided coverage by |
| Medical expenses can become financially crippling. To | | | | their employers will be required to purchase private |
| ensure personal safety, Medical Insurance is highly | | | | medical insurance. Visitors to Canada Emergency |
| recommended for all foreign visitors to Canada. | | | | Medical Insurance is available for personal coverage |
| The good news is that medical insurance is quite | | | | for your entire work visa term in Canada. Coverage |
| affordable. For example, good individual coverage can | | | | can be purchased at levels of $25,000, $50,000, |
| be purchased for a 40 year old for $3-$5 per day, | | | | $100,000, and $150,000, with the high cost of health |
| and an entire family can be covered for under $15 | | | | care in Canada it is recommended that foreign |
| per day. | | | | worker purchase the best coverage amount. Single, |
| Canadian insurance companies have developed | | | | Couple, or family coverage is also available. |
| medical insurance plans for all types of visitors to | | | | International Students in Canada |
| Canada. weather you are a business traveler, | | | | Canada is a world leader in education. Many |
| international student, new immigrant, foreign worker, | | | | international student choose Canada for their foreign |
| or simply vacationing in Canada, a plan designed to | | | | education destination. Not all international students are |
| suit your needs is available at an affordable rate. | | | | eligible for government sponsored health insurance.... |
| Business Travelers and Tourists Visiting Canada | | | | and for those who are eligible may have to wait |
| Whether you are traveling to Canada for business | | | | three months before the coverage becomes |
| meetings or vacationing with your family, medical | | | | effective. Also, international students not attending |
| insurance is important to cover the high costs of | | | | eligible educational institutions will not be covered by |
| medical care. Visitor to Canada Emergency medical is | | | | the provincial government health insurance plan. |
| available to pay the expenses incurred by sudden and | | | | Private medical insurance will be required. International |
| unexpected medical conditions. Coverage is available | | | | students can choose to purchase complete Health |
| up to 89 years of age. No medical questions are | | | | and Hospital Insurance or only Emergency Medical |
| required but pre-existing medical conditions will likely | | | | Insurance |
| be excluded from coverage. If you have a | | | | Health and Hospital Insurance |
| pre-existing medical condition please review the | | | | Provides International Students visiting Canada with |
| medical policy wording closely before purchasing. | | | | complete health coverage. In addition to emergency |
| Visitors to Canada Emergency Medical Insurance can | | | | medical coverage, non-emergency health costs and |
| be purchased at levels of $25,000, $50,000, | | | | prescription drugs are also covered up to maximum |
| $100,000, and $150,000. Coverage can be purchased | | | | amounts. Medical coverage of to $1,000,000 is |
| for individuals, couples, or families. Single trip and | | | | available. Coverage can also be purchased for the |
| annual plans are available. If you plan to travel to | | | | students spouse and family while they are residing in |
| Canada frequently within a 12 month period then an | | | | Canada. |
| annual plan will be most suitable. | | | | Emergency Medical Insurance |
| New Immigrants to Canada | | | | Similar in coverage as the health and hospital plan but |
| New immigrants to Canada are not eligible for | | | | does not cover non-emergency medical and |
| provincial health insurance until they gain landed | | | | prescription drugs are limited to a 30 day supply. |
| immigrant or permanent residence status. | | | | Coverage can also be purchased for the students |
| Foreign workers in Canada | | | | spouse and family while they are residing in Canada. |
| The Canadian labor shortage has provided ample | | | | Make sure that you are safe and enjoy 'peace of |
| opportunities for foreign workers to enter Canada on | | | | mind' during you stay in Canada by purchasing medical |
| a work visa. Unfortunately, these work visas are | | | | insurance. |