Guide to Purchasing Travel Insurance For Visitors to Canada

With the strong economy, welcoming culture, greatnormally issued for 6 months minus one day... this is
natural beauty and high quality of life, Canada is aone day before the foreign workers become eligible
popular destination for foreign visitors. Canada in notfor Provincial health insurance coverage. This means
only a popular vacation destination it has thethat private health insurance must be purchased to
strongest economy in the G8. The strong Canadiancover emergency medical costs for the time spent
economy means that Canada is a hot spot forliving in Canada on a temporary work visa.
business travelers, foreign workers, new immigrants,Inpatriate Medical Insurance
and international students.Employers can provide medical insurance to foreign
Also, Canada has an aging population which meansworkers by purchasing Inpatriate Medical Insurance.
that the health care system is overburdened.Inpatriate Medical Insurance can be purchased for the
Canada's health expenses rival the United States assix month work visa. Inpatriate insurance can be
the most expensive in the world.purchased for durations as short as one month for
Also, Canada has an aging population which meansworkers who have already arrived in Canada.
that the health care system is overburdened.Coverage can be purchased at levels of $100,000,
Canada's health expenses rival the United States as$500,000, or $1,000,000. Single, Couple, or family
the most expensive in the world.coverage is also available. Inpatriate medical Insurance
Sample medical costs in Canada.coverage differs from Visitors Emergency Medical
Simple doctor visits cost approximately $150Insurance as it provides for non-emergency medical
Ambulance approximately $250visits.
Non-critical hospital stay cost around $3,500 per nightVisitors to Canada Emergency Medical Insurance
Air ambulance around $20,000etc.Foreign workers who are not provided coverage by
Medical expenses can become financially crippling. Totheir employers will be required to purchase private
ensure personal safety, Medical Insurance is highlymedical insurance. Visitors to Canada Emergency
recommended for all foreign visitors to Canada.Medical Insurance is available for personal coverage
The good news is that medical insurance is quitefor your entire work visa term in Canada. Coverage
affordable. For example, good individual coverage cancan be purchased at levels of $25,000, $50,000,
be purchased for a 40 year old for $3-$5 per day,$100,000, and $150,000, with the high cost of health
and an entire family can be covered for under $15care in Canada it is recommended that foreign
per day.worker purchase the best coverage amount. Single,
Canadian insurance companies have developedCouple, or family coverage is also available.
medical insurance plans for all types of visitors toInternational Students in Canada
Canada. weather you are a business traveler,Canada is a world leader in education. Many
international student, new immigrant, foreign worker,international student choose Canada for their foreign
or simply vacationing in Canada, a plan designed toeducation destination. Not all international students are
suit your needs is available at an affordable rate.eligible for government sponsored health insurance....
Business Travelers and Tourists Visiting Canadaand for those who are eligible may have to wait
Whether you are traveling to Canada for businessthree months before the coverage becomes
meetings or vacationing with your family, medicaleffective. Also, international students not attending
insurance is important to cover the high costs ofeligible educational institutions will not be covered by
medical care. Visitor to Canada Emergency medical isthe provincial government health insurance plan.
available to pay the expenses incurred by sudden andPrivate medical insurance will be required. International
unexpected medical conditions. Coverage is availablestudents can choose to purchase complete Health
up to 89 years of age. No medical questions areand Hospital Insurance or only Emergency Medical
required but pre-existing medical conditions will likelyInsurance
be excluded from coverage. If you have aHealth and Hospital Insurance
pre-existing medical condition please review theProvides International Students visiting Canada with
medical policy wording closely before purchasing.complete health coverage. In addition to emergency
Visitors to Canada Emergency Medical Insurance canmedical coverage, non-emergency health costs and
be purchased at levels of $25,000, $50,000,prescription drugs are also covered up to maximum
$100,000, and $150,000. Coverage can be purchasedamounts. Medical coverage of to $1,000,000 is
for individuals, couples, or families. Single trip andavailable. Coverage can also be purchased for the
annual plans are available. If you plan to travel tostudents spouse and family while they are residing in
Canada frequently within a 12 month period then anCanada.
annual plan will be most suitable.Emergency Medical Insurance
New Immigrants to CanadaSimilar in coverage as the health and hospital plan but
New immigrants to Canada are not eligible fordoes not cover non-emergency medical and
provincial health insurance until they gain landedprescription drugs are limited to a 30 day supply.
immigrant or permanent residence status.Coverage can also be purchased for the students
Foreign workers in Canadaspouse and family while they are residing in Canada.
The Canadian labor shortage has provided ampleMake sure that you are safe and enjoy 'peace of
opportunities for foreign workers to enter Canada onmind' during you stay in Canada by purchasing medical
a work visa. Unfortunately, these work visas areinsurance.