| Embarking on Your Dream Vacation | | | | their standard medical plan. However, most |
| | | | traditional health insurance plans are not |
| Are your Plans Complete? | | | | designed for international travel. |
| | | | |
| Your bags are packed, passport and papers in | | | | According to the U.S. Department of Commerce, |
| order and you couldn't be in a higher state | | | | approximately 27 million travelers' board |
| of excitement preparing for travel to that | | | | U.S. airlines for overseas destinations and |
| wonderful, exotic location. This is the | | | | almost 26 million foreign travelers come to |
| vacation you have planned it seems forever. | | | | the U.S. each year. However, many are not |
| As you sit on the plane, you and your partner | | | | prepared for a medical emergency abroad. |
| discuss for the hundredth time the scuba | | | | |
| diving you will do, the awesome rock climbing | | | | Most traditional health insurance plans would |
| and hikes into the rain forest. Everything is | | | | not cover an unexpected illness or injury |
| perfect! | | | | during international travel. But travelers |
| | | | with international medical insurance would |
| Life seldom gets better than this. | | | | have protection for scenarios ranging from a |
| | | | local ambulance trip to an emergency |
| Despite all the excitement of travel, | | | | evacuation for care at the nearest qualified |
| Americans do have some concerns. | | | | medical facility. Some even offer |
| | | | repatriation flights out of the country where |
| According to a survey by the Chubb Group, | | | | the traveler is located back to the US. |
| more than 70% of Americans surveyed said | | | | |
| their greatest concern when traveling is | | | | Available plans can cover individuals or |
| suffering a medical emergency...more than | | | | groups for specific periods of time abroad |
| double the fear of being mugged (30.7%), | | | | and can be in effect should they be stationed |
| three times the fear of being injured in a | | | | abroad for an extended period of time. There |
| terrorist attack (23.4%). | | | | are policies for corporations to insure their |
| | | | personnel, plans to cover missionaries who |
| What happens if a medical emergency arises | | | | are on an outreach program and for those |
| when traveling overseas? | | | | participating in extreme sports. |
| | | | International travel medical insurance should |
| Many people assume that while they are out of | | | | be considered for anyone traveling or living |
| the U.S. or Canada they will be covered by | | | | abroad. |