| Whatever your politics, whatever your
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| | Podiatrists and Osteopaths, chiropractors
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| religion, and whether you're wealthy or
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| | and physiotherapists, may or may not be
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| not so well off, we Canadians are indeed
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| | covered depending on a variety of
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| a blessed people when compared with most
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| | factors. Even ambulance services,
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| of the rest of the world. Anyone who
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| | prescribed medications and long-term care
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| doesn't recognize this obviously hasn't
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| | services may only be partially covered
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| done much travelling outside of Canada,
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| | depending on the circumstances.
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| or simply has a very particular grievance
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| | The facts are that OHIP is not unique in
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| of some sort against some aspect of
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| | this regard. Each Province and Territory
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| Canada.
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| | has it's own rules and regulations, and
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| For the most part, Canada works, and from
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| | it's often quite a challenge to figure
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| sea to shining sea, from our southern
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| | out exactly what they are.
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| border to the icy north, we are
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| | This is one good reason that smart
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| collectively better off than most of the
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| | travellers within Canada arm themselves
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| rest of the worlds population. You know
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| | with Travel Insurance.
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| this to be true if you've been outside of
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| | There are other reasons for purchasing
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| our borders for any length of time.
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| | travel insurance for travel within
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| Physically, our great land is so varied,
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| | Canada,
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| and so vast, that in fact it would be
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| | Some of these include:
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| possible to spend every vacation right
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| | Baggage Insurance - What difference would
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| here in Canada, never leaving the
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| | it make if you were traveling from
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| country, and barely even scratch the
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| | Vancouver to Halifax or from Toronto to
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| surface of what there is to see and do,
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| | Singapore if your baggage was lost or
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| and still have a great vacation every
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| | stolen? Baggage insurance would protect
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| time.
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| | you either way.
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| One of the things we can be most proud of
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| | Trip cancellation or trip interruption
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| is our health care system. Yes, it's not
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| | insurance - Imagine that you've reserved
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| perfect, but how many things are? And,
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| | expensive hotel rooms and other services
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| fortunately, as a Canadian traveling
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| | for your vacation within Canada, and you
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| within our own borders, our various
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| | are forced at the last minute to cancel
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| Provincial and Territorial health care
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| | or abandon your trip. You could be out of
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| plans cover us for the most part, in the
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| | pocket a great deal of money. This kind
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| event of accident or tragedy that injures
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| | of travel insurance could restore your
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| our health while travelling outside of
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| | out of pocket expenses.
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| the province or territory of our
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| | Emergency Medical Insurance - It would be
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| residence, but still within Canada.
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| | comforting to know that if the
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| However, it may interest you to know
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| | unimaginable were to occur, and you were
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| (especially if your next vacation is
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| | involved in an accident while on
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| going to be within Canada), that there
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| | vacation, that you and/or your family
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| are gaps in the Provincial and
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| | members/fellow travelers would not have
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| Territorial Health Care Plans, that may
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| | to worry about the costs of prescription
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| leave you considerably out of pocket
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| | drugs from pharmacies, home care
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| under certain conditions, and this is
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| | services, ambulance services, long-term
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| precisely why smart travellers opt to
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| | care services, dental and cosmetic
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| purchase travel insurance even when
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| | surgery if needed, and other health care
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| traveling within Canada.
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| | services that may be needed or desired. -
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| Using the Ontario Health Insurance Plan
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| | Especially when this kind of coverage can
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| (OHIP) as an example, an Ontario resident
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| | be as little as a couple of dollars
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| travelling to Alberta, who had an
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| | daily.
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| accident which resulted in chipped teeth,
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| | For the few extra dollars per day that it
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| but did not require a hospital visit,
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| | costs, travel insurance is easy to
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| would have to bear the full cost of
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| | obtain, and buys enormous peace of mind
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| repairing the damaged teeth themselves.
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| | while on your trip.
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| This could add up to substantially more
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| | Remember, in the event of tragedy, you
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| than the few dollars a day that it would
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| | will "submit for consideration" the costs
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| typically cost to purchase travel
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| | associated with your treatment to your
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| insurance. There are many similar
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| | particular Provincial or Territorial
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| scenarios.
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| | Health Ministry. They will decide the
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| Although OHIP covers a wide range of
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| | extent of your re-imbursement.
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| medical services, it does not pay for
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| | Given how inexpensive these kinds of
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| services that are deemed not medically
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| | insurance can be, do you still want to
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| necessary, such as cosmetic surgery. It
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| | "not bother" with travel insurance when
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| is unlikely that OHIP would pay the full
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| | travelling within Canada?
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| cost of cosmetically restoring the
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| | The information collected and compiled
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| disfigurement that many accidents cause.
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| | here is for general reference only.
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| Many other health care services are only
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| | Always speak with a licensed insurance
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| partially covered, or may not be covered
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| | representative to answer your specific
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| at all. Medical services such as
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| | questions.
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